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Corporate evaluation
must consider both
the present and the future

Techfin ratings evaluates companies through
real-time data analysis,
rather than relying solely on historical data.

Techfin ratings evaluates companies
through real-time data analysis,
rather than relying
solely on historical data.

Join Techfin ratings to experience
an unprecedented
level of evaluation speed and accuracy

Join Techfin ratings
experience
an unprecedented
level of evaluation
speed and accuracy

Techfin ratings utilizes live data collection through
Douzone Bizon's accounting software,
enabling precise and detailed evaluation services powered by AI.

Techfin ratings utilizes live data collection
through Douzone Bizon's accounting
software,
enabling precise and detailed evaluation
services powered by AI.

Techfin ratings offers exceptional
corporate data coverage,
quality, and scalability utilizing
its unparalleled capabilities in data
collection and analysis

Techfin ratings offers
exceptional corporate data
coverage,
quality, and scalability
utilizing
its unparalleled
capabilities in data
collection and analysis

stop play

SERVICE

Credit Bureau Solutions

  • Techfin ratings offers services to financial institutions by establishing dedicated lines (API) to periodically
    transmit necessary corporate data, utilizing the largest corporate accounting data in Korea.

    Techfin ratings offers services to financial institutions by establishing dedicated lines (API) to periodically transmit necessary corporate data, utilizing the largest corporate accounting data in Korea.

    Scope of Services

    • 1000

      Corporate
      Status

    • Credit
      Information

    • Real-Time Financial
      Statements

    • Client
      Information

    • VAT
      Information

    Key Features

    • 01

      Corporate General
      Information

      DB Pooling

      Techfin ratings' proprietary DB pooling

      Corporate Characteristics Information

      Corporate Characteristics
      Information

      Corporate/real estate registration information,
      intellectual property rights
      information, National Pension Service
      subscribed business information, newly
      established corporate information,
      self-collected information, etc       Corporate/real estate registration
      information, intellectual property rights
      information, National Pension Service
      subscribed business information, newly
      established corporate information,
      self-collected information, etc

    • 02

      Corporate Credit
      Information

      Short-term Delinquency
      DB

      Short-term Delinquency DB

      Short-term delinquency information
      from financial institutions       Short-term delinquency information from
      financial institutions

      Korea Credit Information
      Services DB

      Korea Credit Information Services
      DB

      Corporate/individual delinquency
      information, credit transaction
      information, corporate credit
      information       Corporate/individual delinquency
      information, credit transaction information,
      corporate credit information

      Commercial Delinquency Information

      Information collected on defaults by
      clients during commercial transactions       Information collected on defaults by clients
      during commercial transactions

    • 03

      Corporate Evaluation Information
      Corporate Evaluation
      Information

      Credit Evaluation DB

      Credit data utilizing Techfin ratings' credit evaluation grades Credit data utilizing Techfin ratings' credit
      evaluation grades

      Corporate Credit Rating DB

      Highly reliable corporate credit rating data using AI models Highly reliable corporate credit rating data
      using AI models
    Areas of Activity

    • Financial Institutions

      Credit management for loan borrowers
      Development of financial products

    • Public Institutions

      Policy decision-making research and analysis
      Understanding the status of companies receiving financial support

    • General Corporations

      Understanding industry trends
      Suppliers analysis

  • Techfin ratings’ solution consulting services are staffed by experts with experience in risk management and model
    development in the domestic financial sector. Leveraging our experience in developing the nation's first accounting
    information-based credit evaluation model, we offer consulting services to build optimal credit risk management systems.

    Techfin ratings’ solution consulting services are staffed by experts with experience in risk management and model development in the domestic financial sector. Leveraging our experience in developing the nation's first accounting information-based credit evaluation model, we offer consulting services to build optimal credit risk management systems.

    Key Services

    Key Features

    • Optimal credit risk management systems tailored to customer characteristics through credit risk management consultants

    • Objective and professional knowledge-based model validation services for credit evaluation and early warning models

    Areas of Activity

    • Financial Institutions

      Credit risk management
      Credit management for loan borrowers

    • General Corporations

      Transaction risk management
      Transaction assessment and post-management

  • Corporate credit evaluations serve as a significant criterion, not only for supplying large enterprises and
    participating in public sector tenders but also for guiding decision-making in financial transactions.
    We utilize AI models that analyze the financial and accounting information of credit evaluation subjects to conduct automatic
    assessments, thereby contributing to the enhancement of market transactions for SMEs through reliable evaluations.

    Corporate credit evaluations serve as a significant criterion, not only for supplying large enterprises and participating in public sector tenders but also for guiding decision-making in financial transactions. We utilize AI models that analyze the financial and accounting information of credit evaluation subjects to conduct automatic assessments, thereby contributing to the enhancement of market transactions for SMEs through reliable evaluations.

    Service For

    • Public
      Institutions
      tender

      Public Institutions
      tender

    • Supplier
      registration and
      maintenance

      Supplier registration
      and maintenance

    • Financial
      Institutions
      submission

      (Accout Open and Credit
      Evaluation)

      Financial Institutions
      submission

      (Accout Open and Credit
      Evaluation)

    • Self assessment

      (Internal Credit
      Management)

      Self assessment

      (Internal Credit
      Management)

    • Submissions
      to Investment
      Institutions

      (Utilized for
      Evaluation)

      Submissions to
      Investment
      Institutions

      (Utilized for Evaluation)

    • R&D Corporate
      Credit Evaluation

      (Government R&D
      Performance
      Management)

      R&D Corporate
      Credit Evaluation

      (Government R&D
      Performance
      Management)

    • ESG
      Evaluation

      (Suppliers registration
      and Financial Institution
      Submissions)

      ESG
      Evaluation

      (Suppliers registration and
      Financial Institution
      Submissions)

    Key Features

    • Evaluation Using New Data Unavailable in Existing Markets

      Utilizing approximately 3.02 million customer data from Douzone Bizon, the leading company in ERP
      market share in Korea, we provide immediate real-time evaluations upon access

      Utilizing approximately 3.02 million customer data from Douzone Bizon, the leading company in ERP market share in Korea, we provide immediate real-time evaluations upon access

    • Real-Time Information

      Providing precise analysis on financial stability and sales operation based on real-time updated corporate information

    • Periodic Evaluation

      Offering evaluation services on a monthly, quarterly, semi-annual, and annual basis

    Areas of Activity

    • General Corporations

      Supplier registration
      Self assessment

    • Large Corporations
      (Original Equipment Manufacturers)

      Business review and management
      New business development

    • Financial Institutions

      Account open
      Loan, credit card, financial services

    • Public Institutions

      Tender qualification
      Business evaluation
      Performance management of R&D budget

    ※ Service available : Second half of 2024

  • Through extensive corporate big data collection, including corporate information scraping,
    Techfin ratings exclusively offers a comprehensive dataset built on this foundation.
    We provide credit information service via an online platform.

    Through extensive corporate big data collection, including corporate information scraping, Techfin ratings exclusively offers a comprehensive dataset built on this foundation.
    We provide credit information service via an online platform.

    Scope of Services

    • Corporate
      Information

      Overview of
      corporate
      information

    • Credit
      Information

      Corporate credit
      information

    • Key Personnel
      Information

      Information related to
      key directors and
      employee

    • Industry
      Information

      Relevant industry
      trends and
      information

    • Management
      Information

      Information on business
      performance and
      management status

    Expected Effects

    • Collecting information on relationships with trading companies (buyers and sellers)

    • Securing a competitive edge by understanding competitor information

    • Maximizing profits and minimizing losses

    • Early identification of growing companies and discovering investment opportunities

    Areas of Activity

    • Market Research

      Understand market and industry
      trends by analyzing the financial
      status, management strategy, and
      growth direction of companies.

    • Investment Decisions

      Provide investors with the
      information needed for investment
      strategy planning, helping to
      minimize investment risks.

    • Trading and Partner Management

      Identify basic information about specific
      companies and transactions by utilizing
      corporate information inquiries. Additionally,
      companies with multiple partners can grasp the
      financial status, management condition, and
      strategies of their partners, aiding in effective
      business management and decision-making.       Identify basic information about specific
      companies and transactions by utilizing
      corporate information inquiries.
      Additionally, companies with multiple
      partners can grasp the financial status,
      management condition, and strategies of
      their partners, aiding in effective business
      management and decision-making.

    ※ Service available : First half of 2025

  • We provide the issuance of credit rating certificates
    from Techfin ratings to clients utilizing our credit evaluation services.

    We provide the issuance of credit rating certificates from Techfin ratings to clients utilizing our credit evaluation services.

    Key Services

    A private sector service designed to
    aid in the public promotion of the
    company's credit rating and
    enhance its brand value

    A private sector service designed
    to aid in the public promotion of
    the company's credit rating and
    enhance its brand value

    Issuance Eligibility

    • Companies that have been credit evaluated by Techfin ratings within the current year (only
      applications with a credit rating of BB or higher are eligible)

    • Companies that have been credit evaluated by Techfin ratings within the current year (only
      applications with a credit rating of BB or higher are eligible)

    Areas of Activity
    • Promotional assets for the company, including investor relations (IR) materials

    ※ Service available: Second half of 2024

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